Thinking of Axis Select Credit Card? Check benefits, welcome bonus, lounge access, rewards, movie offers, charges, and fee waiver.
Table of Contents
Overview of the Axis Bank Select Credit Card
This is a premium-segment Axis Select Credit Card from Axis Bank, and it offers a host of premium benefits. For instance, you get welcome benefits worth ₹2,000. Additionally, there is a ‘Buy One, Get One’ movie ticket offer.
You get instant discounts when spending on BigBasket and Swiggy using this card, as well as instant discounts during sales on platforms like Amazon and Flipkart.
You also get access to domestic and international airport lounges.
Welcome Benefits and Initial Offers
Let’s start with the welcome benefits: with the Axis Select Credit Card, you receive 20,000 reward points (worth ₹20,000).
Welcome Bonus Reward Points
If you make your first transaction within 30 days of the Axis Select Credit Card being issued, you get these 20,000 reward points as a welcome bonus.
Movie Ticket Benefits (BOGO Offer)
There is also a ‘Buy One, Get One’ movie ticket benefit; if you book tickets via the ‘BookMyShow‘ app, you get a discount of up to ₹250 on the second ticket.
Monthly Savings on Movie Tickets
You can avail of this benefit twice a month, meaning you can save ₹500 monthly on movie ticket bookings.
Food and Grocery Discount Benefits
You also get a flat ₹500 discount on BigBasket, provided the order value is ₹2,500 or more; you can avail of this benefit once a month.
BigBasket Discount Offer
Furthermore, there is a flat ₹200 discount available.
Swiggy Discount Offer
For Swiggy orders, the order value must be ₹1,000 or more, and you can avail of this benefit twice a month; this means you can save ₹400 per month on Swiggy. Additionally, you can save ₹500 per month on BigBasket.
Airport Lounge Access Benefits
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International Lounge Access via Priority Pass
which renews automatically if you spend ₹3 lakh on the card within a year.
Domestic Airport Lounge Access
You also get two complimentary domestic airport lounge visits per quarter totaling eight visits a year provided you have spent at least ₹50,000 on the card in the preceding three months.
Milestone Benefits on Annual Spending
It Axis Select Credit Card also offers six complimentary rounds of golf per year. Regarding milestone benefits, spending ₹3 lakh in a year earns you 5,000 reward points.
Reward Points Structure Explained
As for the reward structure, you earn 10 reward points for every ₹200 spent if your total monthly expenditure exceeds ₹20,000.
Reward Points for Lower Monthly Spending
if you spend less than ₹20,000 monthly, you earn 2x reward points for every ₹200 spent.
Transactions Not Eligible for Reward Points
However, no reward points are earned on spending in certain selected categories.
Excluded Spending Categories
You will not earn any reward points on this Axis Select Credit Card for transactions such as fuel purchases, EMI transactions, rent payments, utility bill payments, wallet loads, or government service payments.
Reward Point Value and Redemption Options
The value of a single reward point is approximately ₹0.20, and you can redeem these points through the Axis Bank product catalog.
Fuel Surcharge Waiver Benefit
Additionally, the Axis Select Credit Card offers a 1% fuel surcharge waiver; if you spend between ₹400 and ₹4,000 on fuel, you can avail a waiver of up to ₹400 per month.
Wednesday Lite Offers and Partner Discounts
Axis Bank also offers “Wednesday Lite” benefits on this card, giving you access to exclusive deals and discounts every Wednesday.
Travel, Food, and Shopping Discounts
These include a flat 15% discount on hotel bookings made via MakeMyTrip, a 10% discount on Swiggy orders, and a 10% discount (up to ₹1,000) on Tata Cliq purchases.
Fees and Charges of Axis Bank Select Credit Card
Let’s now look at the charges associated with the Axis Select Credit Card: a 3.5% forex markup fee applies to international transactions. For ATM cash withdrawals, you will be charged a fee of 2.5% of the withdrawal amount or ₹500, whichever is higher.
Interest Rate on Outstanding Amounts
Regarding the interest rate, it is 3.75% per month; if you fail to pay your Axis Select Credit Card bill on time for any reason, you will be charged 3.75% monthly interest on the outstanding amount.
Joining Fee, Annual Fee, and Waiver Conditions
As for theAxis Select Credit Card, the joining and annual fees are ₹3,000 plus GST. In exchange for the joining fee, you receive welcome benefits worth ₹20,000.
And if you wish to have the annual fee waived, then on an annual basis You need to spend ₹8 lakh; once that threshold is met, the card’s annual fee is waived.
So, these are the overall benefits and charges associated with the Axis Select Credit Card. You can find the application link for this card in the description box.
Final Verdict – Is the Axis Bank Select Credit Card Worth It?
To conclude: if you are looking for a premium Axis Select Credit Card that offers benefits like domestic and international airport lounge access, “Buy One Get One” movie ticket offers, flat discounts on spending via Swiggy and Big Basket, and even instant discounts during sales on platforms like Amazon and Flipkart, then you should definitely consider this card. It offers truly premium-level benefits. If this aligns with your needs, feel free to check it out.
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